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Extra is the first of its kind. It’s a debit card that builds your credit and gives you the benefits of a credit card without the headache.

Apply Here

No Credit Check is required to apply for an Extra Card. How? Because Extra sets your spending limit based on your bank balance and only lets you spend money you already have. After a purchase, the total is automatically deducted from your bank the next business day.

Every purchase you make with the Extra Debit Card is reported to the Credit Bureaus, which will start strengthening your credit profile immediately.

It works with over 10,000 banks across the United States so you can keep your money where you want, while spending smarter with Extra.

This is NOT just a sleek-looking debit card, it’s an investment in your future, applying for Extra will NOT hurt your Credit Score and it’s only like $7/month… So apply today and get a jumpstart on smart spending.

Apply Here

Contact Us

We would love to talk

  • Phone (800) 251-2249 Call
  • Email applications@fhahomeready.com Email
  • Address 1245 Brickyard Rd
    Salt Lake City, UT 84106
    Office